01 / RETIREMENT
Retirement Income Planning
Explore strategies designed to help create dependable retirement income while addressing the risks that can affect your financial future.
Retirement • Insurance • Financial Planning
You've spent years building your future. Let's make sure it's protected.
Personalized guidance for retirement, Medicare and the financial decisions that shape the years ahead. Clear, unhurried and built around what matters to you.
Prefer to talk now? Call (561) 719-0507
Planning for What Matters
A thoughtful plan starts with a thoughtful conversation.
Every person's circumstances are different. My role is to help you understand your options and build a strategy around the things that matter most to you.
02 / MEDICARE
Medicare & Health Coverage
Make sense of your Medicare and health insurance choices and evaluate coverage based on your needs and priorities.
03 / PROTECTION
Life Insurance
Help protect the people, income and financial goals that matter most with an appropriate protection strategy.
04 / INCOME
Annuity Strategies
Learn about solutions that may help address retirement income needs, longevity concerns and financial predictability.
05 / PREPARATION
Long-Term Care
Consider how future care needs could affect your savings and explore ways to prepare for those possibilities.
06 / REVIEW
Financial Protection
Review the risks in your current plan and identify opportunities to strengthen your overall financial protection.
Meet David
Experience matters. So does having someone who listens.
As a Licensed Insurance Agent, Retirement Specialist and Registered Financial Planner with Owen Insurance Group, I help individuals and families navigate important decisions about insurance, retirement and financial protection.
I believe good planning begins by understanding where you are today, where you want to go and what could get in the way. From there, we can look at your options together, clearly and thoughtfully, without unnecessary complexity.
David A. Brown
LICENSED INSURANCE AGENTRETIREMENT SPECIALISTREGISTERED FINANCIAL PLANNER
The Approach
Simple. Personal. Focused on you.
You don't need a sales pitch. You need clarity around your choices.
Step 01
Listen
We start with your goals, concerns, priorities and current situation.
Step 02
Explore
We review relevant options and explain the advantages, tradeoffs and considerations.
Step 03
Decide
You make informed decisions with a clear understanding of what comes next.
Know Where You Stand
What's your Risk Number?
Take a free, 3-minute questionnaire that pinpoints how much risk you actually want, how much your current plan is taking, and whether the two line up. It also helps surface your own attitudes and beliefs about money, which is where every good plan starts. You'll get your number right away, with no cost and no obligation.
What's My Risk Number?Common Questions
Answers to a few things people ask.
If you don't see your question here, reach out and I'll be glad to help.
What areas do you serve?
While I'm based in South Florida and the Treasure Coast, I am licensed and work with clients in Florida, New York, Massachusetts, Illinois, and Indiana, with more states being added all the time to meet my clients' needs.
What does a Retirement Specialist do?
I help you understand your options for retirement income, Medicare and financial protection, and build a plan around your goals. It's an educational, no-pressure conversation rather than a sales pitch.
When should I start thinking about Medicare?
Most people become eligible around age 65, with a seven-month initial enrollment window around their 65th birthday. It helps to review your options a few months ahead so you can make an informed choice.
Is there a cost to request information or have a first conversation?
No. Reaching out and having an initial conversation about your goals and options is complimentary.
What types of planning and insurance do you help with?
Retirement income planning, Medicare and health coverage, life insurance, annuities, long-term care preparation, and reviewing your overall financial protection.
What is the Risk Number?
The Risk Number is a free, 3-minute questionnaire that measures how much investment risk you're comfortable with and compares it to how much risk your current plan is actually taking. It also helps clarify your attitudes and beliefs about money. You get your result right away, with no cost or obligation.
How do we get started?
Fill out the short form on this page or schedule a call at a time that works for you. I'll personally follow up, usually within one business day.
Your future deserves a plan.
Whether you're preparing for retirement or simply want to review your current protection, let's start with a conversation.
Let's Connect
Let's talk about what you're planning for.
Tell me a little about what you're looking for and I'll follow up with you. No pressure, just a conversation about your goals and options.
Phone(561) 719-0507
ScheduleBook a time on my calendar
Request Information